Nidhi Company Registration

Solubilis simplifies Nidhi company registration in India. Operating under Section 406 of the Companies Act 2013, Nidhi companies have minimal capital requirements and are owned by members. With a decade of expertise, Solubilis guides you through the Nidhi company registration process, ensuring simplicity and efficiency. Our specialists prioritize client satisfaction, addressing queries promptly. Focused on instilling thrift and savings habits, we adhere to punctuality in our work, completing registrations on time. Trust us for a seamless Nidhi company registration online experience, benefiting from our extensive experience in the non-banking financial sector. Choose Solubilis for expert guidance and hassle-free processes nationwide.

Pre requisition of Nidhi company registration:

  • Ensure you have a minimum of 7 shareholders, 3 directors with DIN, and a paid-up capital of INR 5 lakhs.
  • Meet the requirement of at least 200 members.
  • The company's name must end with "Nidhi Company."
  • Post incorporation, refrain from issuing preference shares, and if done earlier, redeem them as per terms.
  • Maintain net owned funds of INR 10 lakhs or more.
  • Trust us for seamless Nidhi company registration, ensuring compliance with these prerequisites.

Simplify the process and embark on your Nidhi company registration online journey with confidence.

Proposed director & Shareholder - Indian Citizen:

  • PAN Card
  • Aadhar Card.
  • Proof for Address – Bank Statement or Telephone Bill or EB or Mobile Bill or Mobile bill(Latest of Two months)
  • Passport Size Photo.

Proposed director & Shareholder - Foreign National:

  • A Copy of Passport ( Notary and Apostille is required )
  • A copy of address proof ( Notary and Apostille is required )
  • A copy of nationality proof ( Notary and Apostille is required ) One passport size photo

Register Office documents:

  • If rented, furnish the rental agreement and the latest electricity bill (not over two months old).
  • Occupants require a No Objection Certificate (NOC) from the landlord to operate the business. Trust us for a smooth document submission process.
  • Occupants need to submit Nidhi company registration documents for smooth online Nidhi Company registration.

Procedure to Register

Step 1: Name approval

  • Start with Name Approval Get your Nidhi Company's name approved by the central government center through non-STP authorization. Check name availability on the MCA portal before finalizing Nidhi company registration online.

Step 2: Obtain DSC &DIN

  • Acquire DSC & DIN Prior to Nidhi company registration online, apply for Digital Signature Certificate (DSC) and Director Identification Number (DIN) to facilitate the process.

Step 3: MOA and AOA

  • Draft MOA and AOA Prepare the Memorandum of Association (MOA) and Articles of Association (AOA) outlining the company's main objective, such as charity. File these documents, along with the subscription statement, to the Registrar of Companies (ROC).

Step 4: File Nidhi Company Agreement

  • File Nidhi Company Agreement Complete the registration process, which typically takes 15-20 days. Once done, receive a certificate declaring the Nidhi Company's formation, including the Corporate Identification Number (CIN). Trust us for a smooth and efficient Nidhi company registration process.


A Nidhi Company with Nidhi Company registration accepts deposits and provides loans on demand, resembling an NBFC. The key distinction lies in Nidhi Companies accepting deposits solely from their members. Simplify your understanding of financial entities with Solubilis – your guide to Nidhi Company nuances.

No, a Nidhi Company cannot accept deposits from non-members. Unlike traditional financial entities, Nidhi Companies exclusively receive deposits from their members. This unique feature ensures a close-knit financial relationship, fostering trust and mutual benefits within the Nidhi community.

Upon completion of registration, you receive essential documents, including the Certificate of Incorporation and Memorandum & Articles of Association. These documents signify the legal establishment of your entity, providing a solid foundation for your business journey. Trust Solubilis for seamless registration outcomes.

Nidhi Companies, akin to Public Companies, adhere to the regulations of the Companies Act, 2013. While RBI provisions on deposit interest rates apply, core RBI regulations are exempted. The governing framework for Nidhi Companies includes the Nidhi Rules, 2014. Trust Solubilis for comprehensive compliance guidance, ensuring your Nidhi Company aligns seamlessly with the established legal and regulatory norms.

After Nidhi Company incorporation, ensure:
1) A minimum of 200 members/shareholders.
2) Maintain a Net Owned Fund of Rs. 10 Lakhs.
3) Secure unencumbered term deposits, constituting at least 10% of the total term deposit.
4) Maintain a favourable ratio of Net Owned Fund to term deposit, not less than 1:20.

* Nidhi Companies employ funds by lending to shareholders, adhering to Nidhi Rules.
* These loans take the form of small financial assistance, supporting businesses and facilitating financial needs.
Trust Solubilis for your Nidhi Company's smooth financial operations.

In a Nidhi company, minors cannot be members, yet deposits can be accepted in their name. The deposits must be made by their natural or legal guardian, who is also a member of the respective Nidhi, ensuring financial inclusivity and security.

Nidhi Companies extend loans exclusively to members, requiring security such as gold, silver jewellery, or other financial assets. This ensures responsible lending practices, fostering a secure financial environment.

No, Nidhi Companies are prohibited from issuing preference shares as per regulatory guidelines, ensuring simplicity and transparency in their structure.

Nidhi Companies follow Nidhi Rules, directing funds towards lending to shareholders. These loans take the shape of small financial aids, supporting businesses and fulfilling financial needs.

Online Meeting

Instant Online Meeting